Overdraft Protection

Overdraft Protection is service available for members in good standing. When a transaction accidentally exceeds your available account balance, Overdraft Protection can pay the remaining transaction amount up to $500 by transferring funds from your savings account or your share draft line of credit to your checking account for a minimal fee.

This service is great for:

  • Accidental and occasional overdrafts
  • Convenience of always having money available
  • Peace of mind – no embarrassing situations in the checkout line
  • Liquidity in an emergency
  • No “bounced” checks


Our MSRs would be happy to set Courtesy Pay up on your checking account today! Just give us a call or visit our office. Courtesy Pay allows CALCOE staff to consider payment of your reasonable overdrafts, without obligation, instead of automatically rejecting the transaction. Restrictions may apply. We reserve the right to pay overdrafts at our discretion. See CU for further details.  


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