Certificate Secured

Great financing option for our members! Funds are borrowed against your savings or other funds secured at the Credit Union, which gives many benefits including:

  • Very low, affordable fixed rates
  • No credit check
  • Use your money without depleting the savings you have already built
  • Great option for young adults to build credit history


As your balance is paid down, more of your principle becomes available, giving you more flexibility than a traditional loan. There are many benefits for a certificate secured loan and we would love to finance you today!

Loan Rates – Effective Friday, April 18, 2014
Loan Type Rates as low as Terms/Information
New Vehicle Loans 2.490% Convenient and affordable rate! Pre-Approvals available.
Used Vehicles 6 Years or Less 2.990% Extended Warrenties and Gap Insurance available.
Used Auto 7 model yrs & older 4.990% Want one of those classics… we can finance it today.
Personal Loan 13.850% Several options available with a low rate.
RV’S, ORVs and Marine 8.300% Outside fun is painless with a loan from CALCOE
Share Draft Line of Credit 15.000% Protect your checking account from overdrafts
Share Secured Loans 3.750% Very low fixed rate with no credit check!
CALCOE FCU VISA Classic 11.900%


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