Certificates allow you to get a higher rate of return over a regular savings account by dedicating a certain amount of money for a specific period of time. The longer the time period the better rate you earn! CALCOE offers traditional or IRA certificates.

CALCOE certificates are perfect to start saving for big events like college or as an investment for extra money. You can start a certificate today by coming into our office or by using ItsMe247 HomeBanking.

All rates and account requirements are subject to change. See CALCOE for the most current information

Certificate Rates – Effective Thursday, April 17, 2014
Certificate Term APY Minimum Deposit
6 MONTH CERTIFICATE 0.250% $250.00
12 MONTH CERTIFICATE 0.450% $250.00
18 MONTH CERTIFICATE 0.550% $250.00
24 MONTH CERTIFICATE 0.850% $250.00



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