Rates are subject to change at any time.
Loan Rates
by Annual Percentage RateEffective January 20, 2025
| Loan Type | Rates as low as |
|---|---|
| New Auto | 5.59% APR |
| Used Auto | 5.69% APR |
| Home Loan - 30 Year | See Rates |
| Personal | 9.25% APR |
| RV, Motorcycle, & Watercraft | 8.45% APR |
| Checking Line of Credit | 15.00% APR |
| Share Secured | 3.10% APR |
| Credit Card - Fixed | 11.90% APR |
Dividend Rates
by Annual Percentage YieldEffective September 18, 2025
| Account Type | Rate | Minimum Deposit |
|---|---|---|
| Savings | 0.10% APY | $5.00 |
| Sub Savings | 0.10% APY | $5.00 |
| Checking | N/A | $50.00 |
| Christmas Club | 4.13% APY | $0.01 |
| 0.05% APY | $1,200.01 | |
| Money Market | 0.50% APY | $5,000.00 |
| 0.50% APY | $10,000.00 | |
| 0.50% APY | $20,000.00 | |
| 0.70% APY | $50,000.00 | |
| 0.80% APY | $100,000.00 | |
| IRA Savings | 0.40% APY | $250.00 |
| Share & IRA Certificates | ||
| 6 Month Term | 3.60% APY | $250.00 |
| 12 Month Term | 3.42% APY | $250.00 |
| 18 Month Term | 3.19% APY | $250.00 |
| 24 Month Term | 2.88% APY | $250.00 |
| 36 Month Term | 2.27% APY | $250.00 |
