Rates are subject to change at any time.

Loan Rates

by Annual Percentage Rate
Rates are quoted for a 60 month term, except when stated.
Effective Oct 18, 2016
Loan TypeRates as low as
New Auto1.79% APR
Used Auto (6 Years or Newer)2.25% APR
Home Loan - 30 Year3.83% APR
Personal6.00% APR
RV, Motorcycle, & Watercraft2.49% APR
Checking Line of Credit 15.00% APR
Certificate Secured3.45% APR
Credit Card - Fixed11.90% APR

Dividend Rates

by Annual Percentage Yield
Effective Wednesday, August 13, 2015
Account TypeRateMinimum Deposit
Savings0.05% APY$40.00
Sub Savings0.05% APY$5.00
Christmas Club2.53% APY$0.01
0.05% APY$1,200.01
Money Market0.10% APY$5,000.00
0.15% APY$10,000.00
0.20% APY$20,000.00
IRA Savings0.15% APY$250.00
Share & IRA Certificates
6 Month Term0.15% APY$250.00
0.25% APY$10,000
0.45% APY$75,000
12 Month Term0.20% APY$250.00
0.40% APY$10,000
0.60% APY$75,000
18 Month Term0.40% APY$250.00
0.60% APY$10,000
0.80% APY$75,000
24 Month Term0.50% APY$250.00
0.70% APR$10,000
0.90% APR$75,000