For expected and unexpected situations, we have a personal loan option for you.
|Personal||Based on your creditworthiness|
|Perfect for loans that don’t fit in other categories|
|Funds may be directly deposited in your checking or savings account|
|Certificate Secured||Secured by your savings via certificate|
|Low, fixed rate|
|Great option to build credit|
|Approval not based on credit score|
|Checking Line of Credit||Low cost overdraft protection for your checking account|
|Covers overdraft, you just pay back the balance plus minimal interest to the line of credit|
- Three loan options to find the perfect one for your needs
Personalize Your Personal Loan:
- Convenient account access through mobile and online banking
Unexpected life events can happen without notice. You can help yourself and your loved ones through death, disability, unemployment and more by being prepared for the financial changes that come along with these difficult situations. Debt Protection will cover your loan payment or possibly forgive your loan depending on the type of event.
Interest Rate – Rates are subject to change without notice. APR is based on the amount you finance, the term (length) of your contract and our evaluation of your credit history. A $10,000.00 loan, at a 5-year term, 5.20% interest rate and 5.61% APR would be repayable in 60 monthly payments of $191.53 each. Credit Approval – All accounts subject to credit approval. License fee – Borrower is responsible for any tax and licensing fees. Late payment fee – Minimum of $30 and maximum of $45 on any minimum payment not paid within 10 days after due date. Minimum monthly payments – Minimum monthly payment of principal and interest amortized for term of loan with minimum amount due of $45.