Auto

Your ride.  We’ll help you get the affordable loan for whatever shape, size and color of vehicle you choose.

Details:

  • New, used and refinancing loans at competitive rates
  • Terms up to 72 months
  • We work with area dealers for your convenience. Just ask for your financing through CALCOE.

Benefits:

  • Each loan is reviewed individually by local staff
  • Affordable rates allow you to manage your budget effectively and keeps more money in your pocket
  • Convenience. Finance with CALCOE at the dealer and then if you have any questions, we’re just down the street.

Personalize Your Auto Loan:

  • Automatic payments – never worry about a late payment
  • Choose GAP, MBP and/or Debt Protection to protect your vehicle and loan
  • Convenient account access through Mobile and Online Banking

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Payment Options

Auto Pay
Have your monthly payment taken directly from your checking or savings account, on the day you choose
Free, may qualify for loan interest discount
Online
Transfer your payment from your CALCOE savings or checking account to your loan through HomeBanking or MobileBanking
Free
Mail
Send your check to: 1209 N 16th Ave, Yakima, WA 98902
Free
Visit a branch locationFree
Drop in our Night Deposit BoxFree

 

GAP Warranty

In the event of a total loss on your vehicle, GAP protects the “gap” between the vehicle’s value and the amount you still owe on the loan. GAP Protection covers the following:

  • Remaining loan balance after insurance settlement if the vehicle was totaled or stolen
  • Up to $1,000 of your deductible as part of the deficiency balance
  • $1,000 credit toward the purchase of a replacement vehicle when financed through CALCOE
  • Auto Deductible Reimbursement is an added benefit. If you file a claim, Auto Deductible Reimbursement will pay your deductible up to $500, limit of two per year; available for three years

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Mechanical Breakdown Protection

Mechanical Breakdown Protection can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure. Most important of all, Mechanical Breakdown Protection provides peace of mind so you can experience worry-free driving!

INSTANT QUOTE   CONNECT WITH A LOAN OFFICER

 

Debt Protection

Unexpected life events can happen without notice. You can help yourself and your loved ones through death, disability, unemployment and more by being prepared for the financial changes that come along with these difficult situations. Debt Protection will cover your loan payment or possibly forgive your loan depending on the type of event.

INSTANT QUOTE   CONNECT WITH A LOAN OFFICER

 

Credit Builder Loan

Do you have less than perfect credit? No credit history? Our Credit Builder Loan was developed for you.   Talk to a Loan Officer today for qualifications.

  • Terms up to 72 months
  • May be eligible to reduce interest rate after 18 months with Lower Interest for Timeliness (LIFT) program

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Disclosures

Interest Rate – Rates are subject to change without notice. APR is based on the amount you finance, the term (length) of your contract and our evaluation of your credit history. A $10,000.00 loan, at a 5-year term, 5.20% interest rate and 5.61% APR would be repayable in 60 monthly payments of $191.53 each. Credit Approval – All accounts subject to credit approval. License fee – Borrower is responsible for any tax and licensing fees. Late payment fee – $25 on any minimum payment not paid within 10 days after due date. Minimum monthly payments – Minimum monthly payment of principal and interest amortized for term of loan with minimum amount due of $45.