Purchasing a home is a large decision. We are here to help guide you through the process.
Details:
- Home Ready mortgage allows down payment as low as 3%, income from family or other household members may help in qualifying, even if they’re not on the mortgage
- Conventional mortgages have great rates and may not require Private Mortgage Insurance (PMI)
- Rural Development mortgages allow for no money down, if eligible
- Fixed rates and terms up to 360 months
- Low fees and competitive rates
Benefits:
- Online loan application with fast turnaround time allows you to move quickly on your purchases
- Save money with low fees and competitive rates so more money can be used in your purchase
- Our Home Ready mortgage is perfect for the first time home buyer – low down payment and flexible income sources may help in qualifying
- Conventional mortgages are great for those putting down roots!
Personalize Your Home Loan:
- Automatic payments – never worry about a late payment
- Protect your purchase with Debt Protection
See CALCOE’s current rates for home loans and start and come back your home loan application:
Looking for additional information regarding a big decision, like a house? Look no further, our resource center has information and calculators to help you!
Our loan officers are here to answer any of your questions:
Make An Appointment: YAKIMA MOXEE
Home Equity Line of Credit
Make your home’s equity work for you! A home equity line of credit allows you to borrow against your home’s equity while having the flexibility of borrowing the amount you need rather than a predetermined amount. Use your equity for remodeling or school expenses, a much needed vacation, or the project of your dreams.
Details:
- No application fee
- Variable rate
- Up to $150,000 limit
- Draw period of 5 years
Benefits:
- Possible tax benefit, consult your tax adviser
- Flexible borrowing and payment for the first 5 years
- Only borrow the amount that is needed
Personalize Your Home Equity Loan:
- Automatic payments – never worry about a late payment
- Protect your purchase with Debt Protection
See CALCOE’s current rates for home loans and start and come back your home loan application:
Looking for additional information regarding a big decision, like a house? Look no further, our resource center has information and calculators to help you!
Our loan officers are here to answer any of your questions:
Make An Appointment: YAKIMA MOXEE
Home Equity – Fixed
You’re sitting at a good place. With some equity in your home you have the opportunity to be approved for a Fixed Home Equity loan. Home Equity loans aren’t just for improving your dwelling, the loan can be used for many other expenses including vacation, student education, or other life events.
Details:
- 1st and 2nd position available
- Fixed rate
- Terms up to 360 months
- Low fees and low, competitive rates
Benefits:
- Local decisions with fast turnaround time allows you to move quickly on your purchases
- Online loan application makes applying convenient
- Saves you money with low fees and competitive rates so more money can be used in your purchase
Personalize Your Home Equity Loan:
- Automatic payments – never worry about a late payment
- Protect your purchase with Debt Protection
See CALCOE’s current rates for home loans and start and come back your home loan application:
Looking for additional information regarding a big decision, like a house? Look no further, our resource center has information and calculators to help you!
Our loan officers are here to answer any of your questions:
Make An Appointment: YAKIMA MOXEE
Debt Protection
Unexpected life events can happen without notice. You can help yourself and your loved ones through death, disability, unemployment and more by being prepared for the financial changes that come along with these difficult situations. Debt Protection will cover your loan payment or possibly forgive your loan depending on the type of event.
INSTANT QUOTE CONNECT WITH A LOAN OFFICER
Disclosures
CALCOE Federal Credit Union, NMLS ID# 525730
CALCOE’s registered Mortgage Loan Originators (MLOs) are:
- Leslie M. Johnson, NMLS ID#745278
- Isaac Arredondo, NMLS ID#1182367
- Gregory W. Valenzuela, NMLS ID#1775361
- Amber “Niki” Figueroa, NMLS ID#1607850
Interest Rate – Rates are subject to change without notice. APR is based on the amount you finance, the term (length) of your contract and our evaluation of your credit history. A $10,000.00 loan, at a 5-year term, 5.20% interest rate and 5.61% APR would be repayable in 60 monthly payments of $191.53 each. Credit Approval – All accounts subject to credit approval. License fee – Borrower is responsible for any tax and licensing fees. Late payment fee – Minimum of $30 and maximum of $45 on any minimum payment not paid within 10 days after due date. Minimum monthly payments – Minimum monthly payment of principal and interest amortized for term of loan with minimum amount due of $45.
