CALCOE Visa debit cards now come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Your new card is not only more secure – it’s also easy to use. Here’s what you can look forward to as a card holder.
Enhanced Fraud Protection
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
Global Acceptance
More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa debit cards are accepted.
Easy to Use
Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts. See detailed steps below.
No matter how you pay, you are protected against unauthorized use with Visa’s Zero Liability Policy.
Keep in mind, you can continue to use your chip card online and over the phone, the same way you do today. Plus get cash, check your balance and more at millions of ATMs worldwide.
See how easy it is to pay at a chip-activated terminal:
If a chip-activated terminal is available, follow these easy steps: |
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1. Insert the chip of your card into the terminal with the chip facing up. |
2. Keep your card in the terminal and follow the prompts. |
3. Remove your card when prompted and take your receipt. |
If a merchant is not yet chip-activated, you can still swipe your card to pay. |
Don’t have a CALCOE Visa debit card?
Request a card today.
Answers to questions about chip technology:
What is a chip card?
CALCOE Visa debit cards now feature built-in chip technology. You’ll enjoy global acceptance plus an enhanced level of security.
How does chip technology protect my information?
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
Where can I use a chip card?
You can use your card at millions of places that accept Visa debit cards, at home and around the world.
Can I still swipe my card to pay?
Yes. If a merchant is not yet chip-activated, you can continue to swipe your card and enter your PIN. Or select CREDIT and sign for your purchase.
Does my chip card work at the ATM?
Yes. You can still use your card to get cash, check your balances, and more. Be sure to insert the chip end of your card into the ATM with the chip facing up. Your card will remain in the ATM until your transaction is complete.
Will I have to pay fees to use a chip card?
No. There are no additional fees to use a chip card.